Integrated Wealth Services

Planning built around your full financial picture: cash flow, tax efficiency, education funding, and the transitions that reshape your finances along the way.

• Cash flow management and tax-efficient budgeting
• Education funding strategies, including 529 plan design
• Guidance through major transitions, including marriage, home purchase, career change, and buying or selling a business
• Plans revisited and updated as your life and goals shift

Brokerage-based investment services, including trade execution and investment recommendations, tailored to your risk profile, time horizon, and legacy objectives.

• Portfolio construction tailored to your risk profile and time horizon
• Trade execution and investment recommendations
• Core access to equities, fixed income, and municipal/tax-exempt bonds
• Private market access, including private equity and private credit
• Diversification through commodities, structured products & notes, and international/emerging markets exposure
• Coordination with your broader financial and legacy objectives

Fee-based investment advisory services, with ongoing portfolio monitoring included as part of our standard offering. As your adviser, we're obligated to act in your best interest, and we're transparent about how we're compensated and the conflicts that may affect our recommendations.

• Fee-based advisory, held to a fiduciary standard
• Ongoing portfolio monitoring included as standard
• Full transparency on compensation and any conflicts of interest
• Open-architecture access, not limited to in-house products

Retirement planning built around every account you've accumulated: IRAs, employer plans, and small-business retirement structures, all coordinated into one income and tax strategy aligned with the retirement you're working toward.

• Traditional and Roth IRA strategy, including Roth conversion planning
• 401(k), 403(b), and 457 plan rollovers and consolidation
• Solo 401(k) design for business owners and self-employed clients
• Social Security claiming strategy optimization
• Retirement income timeline and tax-conscious distribution sequencing

Are you a Florida first responder or public employee? See how DROP participation fits into your retirement strategy →

Insurance solutions designed to help protect your family, preserve your wealth, and support your long-term financial plan. Whether planning for income replacement, estate liquidity, business continuity, or legacy goals, we help identify appropriate coverage while coordinating with leading insurance carriers and specialists.

• Life insurance needs analysis and policy review
• Term, permanent, and specialty life insurance solutions
• Buy-sell agreement funding strategies
• Key person insurance for business owners
• Estate liquidity planning through life insurance
• Coordination with leading insurance carriers

Planning for the future of your business involves more than deciding when to step away. Whether you're preparing for a sale, transferring ownership to family members, or developing a long-term exit strategy, we help coordinate the financial planning needed to support a successful transition.

• Evaluate how a business transition fits within your overall financial plan
• Coordinate retirement income planning before and after a business sale
• Collaborate with your attorney, CPA, and valuation professionals
• Review tax-efficient strategies for liquidity and wealth preservation
• Align estate, insurance, and investment planning with succession goals
• Help prepare your family and financial plan for the next chapter

Business consulting, legal, tax, and valuation services are provided by independent third-party professionals.

Many families and business owners maintain financial lives that extend beyond one country. We help coordinate investment and wealth strategies for individuals and families with financial interests in the United States and Latin America, working alongside qualified legal and tax professionals when appropriate.

• Coordinate investment strategies across multiple jurisdictions
• Consider currency exposure and international cash flow needs
• Assist with planning for U.S.-based and international assets
• Help organize international retirement and legacy planning objectives
• Coordinate with international tax and legal professionals
• Provide continuity for families with financial lives spanning multiple countries

Cross-border tax and legal advice is provided by qualified independent third-party professionals.

Family wealth involves more than financial assets. We help clients address estate and legacy planning needs, including trusts, charitable giving, and estate administration, in coordination with experienced legal and tax professionals.

• Legacy and succession planning
• Trust structure design, coordinated with your estate attorney
• Charitable giving strategies
• Estate administration coordination